Raise money for your idea. Whoever shares it earns too.

Sign in, write it, publish it

No application. No approval queue. No pitch deck to send, no committee and no waiting months for an answer. Open the app, fill in a four step form, put the campaign on chain, and it's live. You need a title, a story worth 30 seconds of a stranger's attention, a cover image, a goal, a deadline and what a backer gets in return.

It's the same account a backer has, created in about a minute with an email or a Google account. No company registration, no bank account to link first. The campaign collects in a stablecoin, and turning it into your own currency at a bank comes at the end, not the start.

We ask one thing before you publish, and it isn't paperwork: read your campaign as a stranger would. People here read a page in about 30 seconds and decide with one tap. If the first two lines don't say what the money buys, they swipe past.

Running a crowdfunding campaign answers whether you need a company, how long to run and what tax applies. The goal planner works out the goal to set once every fee and reward is paid.

People share your campaign because it pays them

A campaign usually reaches only the people its creator already knows. Here, everyone who sees yours has a reason to pass it on. When you publish, you set a share reward: any rate from nothing up to 18.5% of each pledge. Anyone can share a link to your campaign tied to their account. When a pledge arrives through it, the contract pays them your rate out of that pledge, in the same transaction. Nobody approves it and nobody pays it by hand.

It's the opposite of an advertising budget. You pay nothing to be seen, for a click or for a share that brings nobody. You pay only when a pledge arrives, a fixed share of it, to someone who put your campaign in front of the right person. A campaign with no audience of its own can borrow everyone else's.

Your rate shows on your campaign card before anyone opens it, so sharers use it to decide whether you're worth their time. Zero is a fair choice: you keep every pledge whole. The rate is fixed once you're live, so sharers can trust it. It doesn't pay you on your own backers, because that cut would leave the escrow before the goal was met.

What it costs

Two fees, both fixed by the contract: on the free plan, a small flat fee to publish, and a percentage plus a flat fee on each pledge. We charge nothing to claim, to withdraw, or if your campaign misses its goal.

The flat fee weighs more on small pledges: on a $10 pledge, the smallest the contract accepts, the flat fee is a much larger share than on one of $100. Lower rates, down to 0.5%, belong to paid plans that are being reworked and aren't on sale yet. The pricing page lists them as they stand.

Where the money sits, from tap to payout

While your campaign runs, pledges don't land in your account or ours. They wait at an address on a public network, with a balance anyone can look up, until the goal is met or the deadline passes without it.

Your pledge sits in an escrow account the program controls, not in a CoFunders account. Under the program's rules, only the creator can claim a campaign's funds once it reaches its goal, and only you can take your pledge back if it misses. The program can still be upgraded, and today one key we hold can upgrade it (see /security).

If your campaign reaches its goal, you claim the funds with one signature and they move to your balance, minus the fee above. If it misses, the escrow opens the other way, for your backers. If the goal isn't met by the deadline, you take your pledge back from escrow with one tap, and nobody has to approve it. What comes back is the amount held for you: your pledge minus the fees taken when you backed (the platform fee, the flat fee, any tip and any share reward the campaign pays).

That's what lets a backer say yes to a stranger: they don't have to trust you with the money first, and they can check where their pledge sits instead of taking our word for it.

Reaching backers

Most backing happens in the feed: one campaign at a time, full screen, swipe to the next, one tap to back. It's built around the reader's own country, so a campaign from Portugal is shown to people in Portugal, in their language, from someone they could meet. A backer trusts a project down the road more than one on another continent, and a reward is easier to deliver to a neighbor.

Discover is the other door: search and a grid, for people who know what they want. It orders campaigns by boost, then spotlight, then plan, then by the reader's pick of Hot, New or Top. You can buy a boost from inside your campaign to sit higher for a while.

Your campaign also has a plain link for the audience you already have: your email list, group chat, bio. Every pledge counts toward the goal the same way, whichever door it came through, and shows on the campaign page as it lands.

Raising on another platform too? Read whether you can crowdfund on two platforms at the same time.

The rules

• You set a goal and a deadline when you publish. Both show on the campaign page, and the contract enforces both, not us.
• Goal met by the deadline: you can claim the funds, minus the fee. Goal missed: you get nothing, and each backer can take back what the escrow holds for them, which is their pledge minus the fees taken when they backed.
• A pledge is at least $10. A backer can add a tip when they pledge. It goes to us, not to you, and isn't part of what the campaign receives.
• A pledge stays in escrow until the deadline decides where it goes. The app doesn't let you take a pledge back before the deadline. The contract does have a path out early, with a platform fee and a fee you set, but nothing in the app opens it today.
• The share reward and the platform fee come out of each pledge as it lands. A backer doesn't get them back if the goal is later missed, and you aren't charged them.
• Once you've claimed, the money is yours, and so is the obligation. What you deliver, when, and how you spend it is between you and your backers, so your campaign page should say exactly that.

Getting paid, and withdrawing

Claimed funds land in your balance in USDC, a stablecoin designed to stay at one dollar. From there it's your money, in an account only you can sign for, and it leaves when you say so. We charge nothing to withdraw: no percentage, no flat fee, no minimum, no waiting period.

You can send your stablecoin to any address you choose. The network fee comes out of your balance, and you see it before you confirm. Selling it for your local currency, to a card or a bank account, happens on a licensed provider's own screen, which verifies you and sets its own fee. The app offers that only where it's available.

Money left sitting in your balance has a small holding cost of 0.01% a week. It isn't billed separately: once it comes to $1 or more, it's taken from your balance automatically just after your next movement, never out of the amount you send.

The holding cost, in numbers, is on the pricing page.

Your tools

• Reward tiers: several pledge levels, each with what the backer gets for it.
• Comments on the campaign page, and direct messages between you and your backers.
• Share links that pay your share reward, and a plain link for your own channels.
• Paid boosts, to sit higher in Discover for a while.
• Upvotes and favorites from readers, and a report button so the community can flag what looks wrong.
• The app installs to a phone's home screen from the browser, no app store needed, so a backer who found you once can find you again in one tap.

You can also earn as a person, not only as a campaign. Every account has an invite code. When someone creates an account with yours and backs projects, you get 0.75% of each of their pledges for as long as they keep backing, plus 10% of the fee revenue they generate, and $20 each time someone you invited generates another $50. Finishing the onboarding, 7 steps that include launching a campaign and bringing 10 people who finish their own, pays $50 once, after a person reviews it, and can be refused. The referral program has every rate and what each depends on.

What we can't promise

How much you raise. That's up to the people who choose to back you, and no feed, share reward or boost can make them. What we control: you're live today, a backer's money is held safely until your goal is met, the fee is the one above, and we charge nothing to withdraw. The rest is the campaign, and the campaign is yours.

We also don't vouch for a campaign to its backers. We don't verify that a project is what it says it is, and the page says so. A campaign that's specific about what the money buys, by when, and what happens if a supplier is late reads as real, because it is.

Questions creators ask

How much does it cost to run a campaign on CoFunders?

$5 to publish on the free plan, then 1.5% plus $0.99 from each pledge. Claiming the funds and withdrawing your balance have no platform fee, and a campaign that misses its goal owes nothing.

When can I claim the funds my campaign raised?

As soon as it reaches its goal, even before the deadline. You claim with one signature, the money moves to your balance, and you can claim in parts rather than all at once.

What happens if my campaign misses its goal?

You get nothing and owe us nothing. Each backer can take back what the escrow holds for them: their pledge minus the fees taken when they backed.

Can I run my campaign here and on another platform?

Yes. Nothing here stops you running it elsewhere too. The two raise separately, each toward its own goal, and here whoever shares it earns the share reward you set.

Do I need a company or a crypto wallet to start?

No. Creating an account takes about a minute with an email or a Google account, we make a wallet for you in the background, and there's no company registration to show before you publish.

Start

Open the app, choose Create and write it. Nothing is charged until you publish, and once published, it's live the same day.

Create your campaign · Every fee, on one page · How the fee compares · What a backer sees · How the money is held.